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Driving instructors provide a means for new drivers to gain the practice and experience they need to be able to drive safely on the road. Lessons take place in vehicles which have been modified to have a dual-control system, allowing them to take control in potentially dangerous situations.

Driving instructors are considered to have an increased risk factor when it comes to being on the road, largely down to the inexperienced drivers who are at the wheel of their vehicles during lessons.

As a result, driving instructor insurance has a different set of schemes and policies in comparison with a regular car insurance policy. There are special requirements – such as specialist cover for test days and even cover for your student’s own vehicle if they have special requirements.

Starting Out As A Driving Instructor

Becoming a driving instructor can be a difficult enough process – with a number of further tests and qualifications to attain before you start teaching. There are a number of driving schools up and down the country that can provide the means to allow you to train as a driving instructor.

Finding driving instructor insurance can be just as taxing, especially if you’re freshly qualified. Experience as an instructor can work in your favour going forward, so expect the price to be high when you first start out.

What Does Driving Instructor Insurance Entail?

Firstly, driving instructor insurance will look at just how qualified you are, and there are three levels of instructor as a result, all of which are set by the DVLA:

  • Potential Driving Instructor (PDI)

    Potential Driving Instructors are those instructors who are currently in training, either through a driving school or other professional body.

    Like a regular driving test, there are three parts you must pass in order to then train to become a qualified Approved Driving Instructor (ADI):

    PDI drivers usually have a six-month probationary period while they are training, as a result you’ll find your driving instructor insurance premium higher than usual. Make sure to check with brokers when searching for a quote, as not all may offer cover specifically for PDIs because of the risk factor involved.

    Once you’ve passed your PDI test, you can then train to become…

  • Approved Driving Instructor (ADI)

    After passing your PDI exams you must then apply for an ADI licence before branching out into business. Your first certificate alone costs around £300 (different fees apply in Northern Ireland)

    The ADI training course comes in three parts, will cost you different amounts to take each part, and will test you in the following areas:

    • Part 1 – Hazard perception and multiple-choice theory questions (usually based around the Highway Code)
    • Part 2 – Driving ability test, eye test and vehicle safety questions
    • Part 3 – Characteristics as an instructor, your techniques as an instructor, core competencies

    After a few years of experience as a driving instructor, you can also branch out and apply to be a Pass Plus Instructor.

    Pass Plus instructors are able to teach a course on certain advanced driving techniques – including motorway driving and driving at night – which if passed can save your new student some money on their own young driver car insurance policy, and may help reduce yours as a result of being qualified.

    Be aware that when it comes to insurance, there may be certain groups – such as convicted drivers – who some brokers will choose not to cover, always double check these details before committing to a policy.

Further Training

When you’ve gained a few years of experience as a driving instructor, you may want to look to challenge yourself and teach more advanced driving techniques or by driving other vehicles.

As a driving instructor you also have the opportunity to train in other aspects of driving in order to further your skills to pass on to your students, these can include:

  • Driving a 4x4 vehicle
  • Performance car driving
  • Advanced Driving Techniques
  • Towing techniques – usually with a trailer

If you’re interested in a career change and are looking to start training, check out our guide to becoming a driver instructor if you are interested in making a career out of your driving experience.

Whether you’re looking to become a driving instructor or are looking for a cheaper deal on your driving instructor insurance, we can help. Fill in a few details here at Quotiva and we’ll search our broker network to help find driving instructor insurance quotes to suit you.


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