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Private hire insurance tips
Drive a mincab or private hire vehicle? Whether you offer airport transfers or help with school runs, to protect your busines you'll need to cover your vehicle. Many factors can have an impact on your cover -- read on for futher information.
Private hire vehicles are often the first line of defence against our occasionally lack-lustre public transport network. It's not easy for those in rural areas to use buses and trains , quite often a private hire vehicle is the only way in and out of town -- particularly in the early hours of the morning!
Like any other vehicle being legally used on British roads, you'll need motor insurance to offer protection and cover -- at the very least, third party cover to deal with third party costs in case of an accident. It's likely that most minicab drivers will want more extensive cover, as their cab is completely necessary for business purposes. Private hire brokers can cover all kinds of vehicles, from minibus to saloon, be it a Mercedes, Volkswagen, Audi, Skoda, Ford etc.
If you're looking for an in-depth guide to private hire cover, please take a look at our taxi insurance page
Is it easy to get private hire insurance?
There are various factors brokers will wish to know before they quote you. For example, they will want to know how long you've held a full UK driving licence, as well as how many years private and taxi no claims bonus you have and what kind of car you will use to ferry passengers. Quotiva will help you find cover nationwide -- whether your vehicle is used as an airport shuttle or as a local/rural cab service or whether you vehicle is used in cities such a Leeds, Liverpool of in a London PCO area. Chauffeur's may find that their premium is slighly more costly, as more often that not they use a more valuable car for their hire and reward business.
That's great, but I drive a black cab!
That's not a problem, we can also help public hire drivers find a black cab insurance quote too.