"I have found a hugely cheaper quote than my renewal, I am absolutely delighted"P.Macnally (Truro)
"Quick, friendly and efficient"T.Reilly (Birmingham)
You've come to the write place if you're looking for park home insurance. But first things first, we'd like to clear up any confusion between a park and a static caravan for those new to the mobile home world:
What constitutes a park home?
Many people confuse static caravans and park homes, often labeling them both simply mobile homes. However, one look at a modern park home will no doubt clear up any confusion very quickly.
Static caravans are typically used as holiday homes. They are considerably cheaper than a holiday-bungalow and can be used for family trips during the warm summer months and rented out to other families when not in use. On the contrary, a park home is a permanent residence, an alternative to a house or cottage in town and have become quite luxurious in their fixtures and fittings.
There are many benefits to a park homes, they are situated on private land, away from busy streets which often means that park home insurance is relatively low cost, they are also often situated with many other park homes creating a like-minded community.
What kind of insurance cover will I need?
Insurance for a park home or mobile home on a park site is a mix between home insurance and static caravan insurance. One factor that will have an impact on your premium is location. If your park home is on a site where crime rate is shown to be statistically high, or where flooding and and other weather damage is a risk, this may be reflected in your premium.
Other more obvious factors in the price of your premium are how much you'd like to insure your park home for and how much you'd like to insure the contents for. This is generally more costly then static insurance cover as a park home is a permanent residence, it contains a lot more valuable items, the homes typically furnished more extravagantlytoo.