Modified cars can double insurance premiums

by Tim on August 7, 2008

Insurers have warned drivers that over modifying their cars will lead to higher motor insurance costs.

Hot Hatch InsuranceInsurance Daily has reported that modification can increase the price of motor insurance by up to 139%!

Modifications often make cars more desirable to thieves, increasing the risk of theft and thus car insurance premiums.

However, it is not only the increased risk of theft that leads to a rise in the price of car insurance for modified cars. Many modifications are carried out by car owners themselves. Whilst this may not be a problem if the car owner is a mechanic, it  turns out that most modified cars are owned by young adults with little to no mechanical experience.

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