DRIVING SCHOOL

INSURANCE

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DRIVING SCHOOL INSURANCE

When it comes to learning to drive, driving instructors often have their own businesses, or are part of a small fleet. But who taught the instructors how to become instructors?

Driving schools can help to both teach new drivers and also to further the education of existing drivers, with courses such as Pass Plus for young drivers who want to help reduce their premiums shortly after passing their driving tests.

Driving schools are also used to train those who wish to become driving instructors, and further enhance their skill set with courses in advanced driving, driving in difficult conditions and even driving in reaction to certain situations.

How Does The Insurance Differ?

Driving school insurance cover is designed for those who own a fleet of vehicles for the sole purpose of teaching people to drive. Independent driving instructors will need a different type of driving instructor insurance to a driving school, but the features of which are similar to both.

Policies vary depending on the number of vehicles in your fleet, by insuring multiple vehicles on the same policy you can save your business money in the long run.

I have instructors of varying levels working for me, does this affect my policy?

The level of experience of your instructors can also affect your premium price. There are various levels of qualifications for those who want to become driving instructors, including:

  • Potential Driving Instructor (PDI) Parts 1 & 2

A PDI qualification is usually held by a trainee driving instructor, when they’ve passed their theory and practical tests they can then train to become:

  • Approved Driving Instructor (ADI)

Approved Driving Instructors are those who have passed all the relevant tests and show the ability to confidently teach students while out on the road. In order to become a driving instructor you have to pass three levels of qualification:

  • Part 1 – tests instructors’ hazard perception as well as their knowledge of the Highway Code
  • Part 2 – asks questions on vehicle safety, tests driving abilities and also includes an eyesight test
  • Part 3 – the final test on the path to being a driving instructor, which tests their ability to teach students as well as their teaching style and core competencies

These instructors can help reduce your premiums by accumulating No Claims Bonus during their time as an instructor, so by ensuring that they drive carefully whilst teaching their students they can potentially earn your driving school a cheaper insurance premium.

If you’re interested in becoming a driving instructor as part of a career change, check out our handy guide.

Does the type of vehicle I use to teach affect my insurance premium?

The type of vehicle you teach in will also come into play when it comes to your premiums. Vehicles used by driving schools are fitted with dual controls in order to ensure that the instructor can safety bring the car to a stop when needed, helping to keep their students and the public safe.

Because of the nature of said vehicles they are going to be more expensive to insure as they are seen as a higher risk because of their purpose, but driving schools may benefit from putting their all of their vehicles on a single policy.

Can I get any additional extras on my policy?

Some brokers may offer some additional extras, including breakdown cover and courtesy vehicles to ensure you can get your vehicles back on the road following breakdowns or accidents.

Here at Quotiva we can search our network of top UK brokers to find you the best deal on your driving school insurance. Just fill in a few details about yourself and your driving school and we’ll get to work.

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