Terms and conditions of our service for you, the customer.

Terms & Conditions for Users

Welcome to quotiva.co.uk ("Site"), owned and operated by Quotiva Ltd ("Us" or "We") (Quotiva Ltd is a trading style of Simple Financial Planning Limited Sovereign House Suite 3 58 Elliot Street Glasgow G3 8DZ FCA number 617941).

By using the Site, you agree to these terms and conditions which we may update from time to time and posted on the Site.

What the Site does

We provide your information as entered by you into the Site to FCA regulated brokers in real time. They contact you to prepare insurance quotations based on the information you have provided either through the Site or independently. We do not provide insurance, binding quotations or any other financial advice or service.

Data Protection

We are registered under the Data Protection Act and may need to transfer your information outside of the European Economic Area to the United States for the purpose of storage and management. That doesn"t mean that brokers in the USA will contact you, it"s just where we keep your information on our systems. By using the Site you consent to this transfer. We have a p3p privacy policy for your inspection too.


Except where stated all Intellectual Property Rights in the Website (including the Website software source and object code) shall be and remain vested in Us, our providers or the brokers that use our service to provide you with information.

About the brokers who may contact you

We allow access to your data by FCA regulated brokers. We don"t endorse the accuracy of any information that they provide to you or vouch for its competitiveness, relevance or correctness in any way. We are FCA regulated and cannot provide you with advice relating to your insurance requirements. Whilst We require all brokers using the Site to have valid FCA registrations We are not agents for them, nor do We vouch for or guarantee their level of skill, ability, qualifications or any other information that may affect the ability to provide you with insurance.


Except in respect of death or personal injury caused by the negligence of Us (in respect of which liability shall be unlimited) and except in the case of fraudulent misrepresentation, We shall not be liable to you, by reason of any representation, or any implied warranty, condition or other term, or any duty at common law or under the express terms of this Agreement for any loss of profits, loss or corruption of data, economic loss, lost savings, the costs or expense of obtaining alternative goods or services or any indirect special or consequential loss or damage (whether for loss of contracts, goodwill, profit or otherwise) costs or expenses or other claims for compensation whatsoever (whether caused by the negligence of Us, its employees, agents or otherwise and whether reasonably foreseeable or not and whether We had been advised of the possibility of the you incurring or suffering the same) which arise out of or in connection with the supply of the Site, any other goods or services or otherwise in connection with the performance or non performance of this Agreement.


This Agreement shall be governed by English law and subject to the exclusive jurisdiction of the English Courts.