Quote Engine Features

The core quotation systems are powered by our proprietary Quotiva Decoder System (QDS). With it, we can very quickly translate any rating guide to a usable rating engine, literally “teaching” the quoting process to Quotiva as you would a new underwriter.

We don’t force providers to create complex formats of their guides for us, we don’t need to, Quotiva handles just about any schedule “out the box”. It works just as well as specialist auto insurance quote software as it does for the smallest niches.

There are three places the QDS is called upon:

Live Customer Quotes

These are the quotes on your public facing website.

A prospect will complete a risk profile form, designed with usability in mind, and submit their details to your system. Any mistakes they make that we can detect are corrected or prompted at the point of submission.

Behind the scenes, Quotiva will calculate the best rate from any number of insurers, normally in under a second or two, and present a custom page to your prospect. You can show the best price, details about the “winning” policy, which salesperson will be acting as account executive and so on. All the information is custom to your installation - you’re not forced into a set format.

Live CRM Quotes

Inside your administration section you have access to all the leads sent to you and can view any item in detail. Along with each lead is displayed a complete breakdown of the current risk quoted (or declined) across all your carriers with detailed line by line explanations of calculations.

The Quick Calculator

For accessing your rates quickly, or distributing rates to sub-agents, partners, testers etc, you will use the Quick Calculator built into Quotiva. This is essentially a split screen window with all rating factors on the left and calculated premiums / calculation detail on the right.

Using the Quick Calculator is for the most part point and click, selecting ranges and ticking boxes, so that calculating across all your guides takes literally seconds. Unlike more complex systems, you don’t need to jump through many administrative hoops before you can use the Quick Calculator which means you can work extremely fast - from login you are 1 click away from your rate form.

Updates & adjustments

One of the great things about Quotiva is its ease of update.

Most changes we can implement the same day, we don’t need months of advance warning. New rates go onto the system in advance for automatic triggering at a specific date and time in the future. It doesn’t matter if databases and structures have changed - the QDS takes it all in its stride.